Retiring Takes Effort

By Chad Centorbi | November 1, 2016 |

The first things that come to mind when thinking about retirement may be rest and relaxation, but before you reach that point, you need a financial strategy that can support your post-career plans. A recent study found many current retirees are worried about just making day-to-day expenses:1 The median annual income for married retirees is…

Expect the Unexpected

By Chad Centorbi | October 25, 2016 |

At some point, everyone’s made a decision with the best intentions, only to have things go differently than they planned. Because nobody can predict how the markets will behave, investments can sometimes fall into this category. We believe individuals should create a financial strategy that’s designed to help them work toward their financial objectives, but…

Stock Market Performance During Election Years

By Chad Centorbi | October 4, 2016 |

There’s only so much a U.S. president can do to improve the performance of the stock market, but that doesn’t keep people from connecting the highs and lows with the person sitting in the Oval Office. Regardless of party, the markets have traditionally improved during election years. Eighteen of the 22 election years since 1928…

The State of Real Estate Investment Trusts (REITs)

By Chad Centorbi | September 27, 2016 |

“The average investor has no idea what’s going on, but this is a big shift.”1 That’s what Robert Gordon, the head of New York brokerage firm Twenty-First Securities, said about the reclassification of real estate investment trusts from the financial services sector into their own individual category. It’s not often that an investment makes this…

Some Ways to Account for Inherited Assets

By Chad Centorbi | August 9, 2016 |

As difficult as it is to lose a loved one, it would be nice if the financial situation sorted itself out after a death. Unfortunately, receiving the assets of a deceased spouse or family member can be a complex process. Most people have their money stored in a variety of different financial vehicles — checking…

Home Sweet Home

By Chad Centorbi | June 21, 2016 |

Like other aspects of the economy, the real estate market has been slow to recover to “normal” levels. But we believe there are some positives that come with the lull in housing sales. In some pockets of the country, prices have escalated substantially due to low inventory, high demand, and relatively low interest rates. According…

The Media that Cried “Crisis”

By Chad Centorbi | June 7, 2016 |

The word “crisis” has become quite popular in our 24-hour news cycle. It’s a word media outlets have attached to everything from student loans to weight gain to a national shortage of biscuits in an attempt to maximize the eyeballs on their content. CLICK HERE to read the article, “The Great British Biscuit Crisis is…

Longer Lifespans Translating to Change of Scenery

By Chad Centorbi | May 3, 2016 |

Men may now be living longer than ever, but, from a location standpoint, retirees are doing anything but staying put. Women still live longer than men, but the gap has narrowed, as the lifespan of males has increased consistently over the past few decades. This means the chances are now greater that a married woman…

Jobs, Wages, GDP Potential Areas of Growth in 2016

By Chad Centorbi | April 26, 2016 |

By many measures, the country’s economy is continuing on its upward trend. The U.S. Bureau of Labor Statistics reported 242,000 new jobs in February 2016, with the unemployment rate unchanged at 4.9 percent. Industries with the highest number of jobs gains were health care and social assistance, retail trade, food and beverage and private educational…

The 1%, the Lower 50% and the 49% In Between

By Chad Centorbi | April 19, 2016 |

Five years ago, 388 people were as wealthy as half the people in the world combined. While that’s a lot of money divided among a small number of people, it’s nothing compared to where that number stands today. Currently, the world’s 62 richest people hold the same amount of wealth as the world’s poorest 3.5…


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