Retirement Planning Tools

By Chad Centorbi | April 30, 2019 | 0 Comments

Here’s an interesting tidbit from the investment industry: In 2014, Merrill Lynch hired a gerontologist on staff – the first financial gerontologist of all time.1 Why? Because their financial advisors needed to learn how to plan for older people who are living longer than ever. The problems associated with this new era of longevity aren’t…

IRA Refresher

By Chad Centorbi | April 23, 2019 | 0 Comments

In 2019, the IRS increased the limit on annual individual retirement account contributions to $6,000 from $5,500. The catch-up contribution for people ages 50 and up remained the same at $1,000.1 If you’re thinking about investing in an IRA or increasing your contribution, here’s some information to help you make your decision. A traditional IRA…

Insights from the “Oracle of Omaha”

By Chad Centorbi | April 16, 2019 | 0 Comments

In his 2018 Berkshire Hathaway annual report, published in February, renowned investor Warren Buffett reiterated the holding company’s objective to purchase well-managed businesses with positive and sustainable economic characteristics – and to buy them at sensible prices.1 Berkshire Hathaway joined many other companies in buying back its own shares in 2018 – to the tune…

Tax Tips: Look Ahead While Looking Back at 2018

By Chad Centorbi | April 9, 2019 | 0 Comments

If you didn’t adjust your tax withholding in early 2018, you might be in for a surprise when completing your tax return this year. A lot of people opted for the “wait-and-see” approach to determine if the Tax Cuts and Jobs Act would impact their return. Initially, the Tax Policy Center projected the new legislation…

Workplace Trends

By Chad Centorbi | April 2, 2019 | 0 Comments

It’s common for all types of relationships to experience “power swings” — when one person or entity holds more sway over another, for a wide variety of reasons. We have witnessed this phenomenon recently in the job market.1 Starting during the Great Recession and for several years thereafter, many individuals lost jobs and unemployment levels…

Don’t Leave Your Long-Term Care Plan to Chance

By Chad Centorbi | March 26, 2019 | 0 Comments

According to new research from Genworth, one of the nation’s leading long-term care insurance companies, Americans are both entering caregiver roles and requiring care at younger ages. Among the study’s findings:1 Nearly half of family caregivers now are men The average age of a family caregiver is 47 (down from age 53 in 2010) 57%…

Airline Market Trends

By Chad Centorbi | March 19, 2019 | 0 Comments

After all the hardship, it appears the main impetus for ending the federal government shutdown in January was its impact on air travel. On January 25, the FAA began restricting flights into and out of New York’s LaGuardia Airport due to a shortage of air traffic controllers. Prior to this, there had been reports of…

Annuity Strategies That Keep the Income Flowing in Retirement

By Chad Centorbi | March 12, 2019 | 0 Comments

More than 90 percent of American workers in their 50s don’t have a pension and 46 percent don’t participate in an IRA or 401(k) at work. A recent study found 4 in 10 middle-class Americans will likely live on or below the federal poverty line by age 65.1 Many experts say annuities may be appropriate…

Drug Prices Continue Upward Climb As Leaders Seek Solutions

By Chad Centorbi | March 5, 2019 | 0 Comments

In the first month of 2019, pharmaceutical companies have increased prices on more than 250 prescription drugs despite calls from the president and Congress to reduce drug costs.1 These hikes have evoked the ire of President Trump, who has pledged to reduce drug prices in the United States, which are higher than in most other…

2019 Market Prognostications: What the Experts Say

By Chad Centorbi | February 26, 2019 | 0 Comments

By the end of 2018, not one of the eight asset categories tracked by Ned Davis Research was on track to post a return greater than 5 percent. Since it’s common for the market to yield at least some “winners” and “losers” among asset classes each year, this was a significant phenomenon that hasn’t occurred…


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